Your life insurance premium went up. But should you change anything?
Your insurance may have been the right choice when you took it out — but that doesn't necessarily mean it's still the best fit today.
Request My Review
What you'll find out
See how your current cover compares.
Leave your details below and I’ll personally get in touch to arrange a quick chat about your current cover and premium.
There isn't one “best” insurance company.
Insurance pricing isn't as simple as one insurer always being cheaper than another. Each provider prices different demographics and risks in its own way.
For example, one insurer may price a 40-year-old male non-smoker working as a builder more competitively than another insurer. Change the age, occupation, smoking status, cover type or other personal factors and the comparison can change again.
Relative pricing also changes over time. As you age and insurers update their pricing and products, a provider that once wasn't competitive may later become a better fit — and vice versa.
That's why there isn't one insurer that's best for everyone. The question is which policy is right for you, your family and your circumstances today.
Life insurance is a cost worth checking.
Life insurance can make up a meaningful part of your weekly or monthly household expenses — particularly as premiums increase over time.
We regularly compare what we're paying for mortgages, power, internet and other ongoing costs. Your insurance shouldn't be any different.
If you're paying for it year after year,
it makes sense to check you're still getting good value.
Find out in two simple calls.
Discovery Call
We'll spend up to 30 minutes understanding your family, finances and existing cover, and gather the information needed to properly review your options.
Recommendation Call
I'll take you through what I've found and explain my recommendation in plain English. If you decide to make a change, we'll handle the process from there.
Keep it.
Your existing policy is still the right fit. Great — now you know.
Change it.
A more suitable option is available and the benefits justify moving.
Improve it.
We identify gaps or opportunities to structure your cover more effectively.
100+ clients helped.
clients helped
Three years' experience helping clients understand, review and arrange personal insurance.
Compare your options across the NZ market.
Findlay Financial can compare your existing cover and premium against options available across New Zealand's life insurance market.
We're here to help you understand how your current insurance stacks up — and whether there may be a better fit for your needs and budget.
What people usually want to know.
Will I have to do medical tests again?
Not necessarily. The information required depends on the insurer and your circumstances. In some cases, no further medical examination is required when sufficient information is available upfront.
Is changing really worth the hassle?
Have you considered the cost of staying?
Life insurance is a long-term financial risk tool. Overpaying by even $20 a week can add up to thousands of dollars over the life of your policy.
But price is only half the equation. There can also be a much greater cost if you discover you're underinsured when it comes time to claim.
The purpose of the review is to make sure you're paying an appropriate price for cover that actually meets your family's needs.
I don't have time for a long insurance meeting.
Neither call needs to exceed 30 minutes. Appointments outside normal work hours can also be arranged on request for busy families.
What if my existing insurance is already good?
Perfect. I'll recommend you keep it. The outcome we're looking for isn't switching insurers — it's giving you confidence that you're in the right place.
Ready for a second look at your cover?
Fill in the short form below and I'll get in touch to arrange your insurance review.